PerkJolt
Points value calculator: what is a point worth on this redemption?
Is this award a good use of your points, or should you pay cash? Plug in the cash price, the points price and the award taxes to see the cents-per-point value.
Cash or points?
Use your own quotes for the same flight or room, dates, travelers and cancellation terms. Enter both cash amounts in the same currency. Reference rates below use U.S. cents; compare them only with USD quotes.
Enter the cash price, whole points price and award costs (enter 0 if none).
Formula: (cash price − award taxes, fees and transfer costs) ÷ points × 100 = cents per point.
This measures cash avoided and excludes paid-booking rewards, benefits, financing costs and cancellation differences. It does not guarantee award availability. Select a reference only when its currency and redemption method apply to your account.
Bilt Rewards — Direct flight redemption through the Bilt Travel Portal: 1.25¢ per point. Bilt describes this rate for direct flight redemption through its travel portal. It is not the value of a transferred airline mile. Confirm the displayed rate and booking terms in your account.as of — confirm on official site.
Enter valid booking quotes to compare with this reference.
Chase Ultimate Rewards — Cash back on eligible Chase business cards: 1¢ per point. Cash back redemption described by Chase for its business rewards program. Confirm the redemption available in your own account.as of — confirm on official site.
Enter valid booking quotes to compare with this reference.
American Express Membership Rewards — Standard deposit into eligible Rewards Checking or Business Checking: 0.8¢ per point. First named eligible checking account holders. Standard deposit rate only; the linked Business Platinum account rate and its cap are separate. This is not the card statement-credit rate.as of — confirm on official site.
Enter valid booking quotes to compare with this reference.
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How to use the result
Compare the result with what you could otherwise do with the same points, such as a different award or a fixed-value redemption through your card’s travel portal. If the badge says Poor or OK, paying cash and keeping the points is usually the better call.
Want to move bank points into an airline or hotel program first? Use the transfer partner finder.