Bilt Rewards: Transfer Partners, Rent Points and Rules

Checked against official issuer pages on October 8, 2026. AI-assisted, reviewed by PerkJolt. See our AI policy and advertiser disclosure.

Bilt Rewards points are earned on Bilt cards, including on rent and mortgage payments, and transfer to 18 airlines and 7 hotel programs, nearly all at 1:1. Bilt is the only major program here that transfers to World of Hyatt at 1:1 and to Atmos Rewards (Alaska and Hawaiian).

Rules

• Minimum transfer is 2,000 points for Blue status and 1,000 for Silver, Gold and Platinum, in 1,000-point increments.
• Transfers are irreversible and can take up to 48 hours (up to 72 hours for Southwest).
• Bilt also transfers to Amtrak Guest Rewards at 2:1.

Transfer partners

Partner	Type	Ratio
Aer Lingus AerClub	Airline	1:1
Air Canada Aeroplan	Airline	1:1
Atmos Rewards (Alaska/Hawaiian)	Airline	1:1
Avianca LifeMiles	Airline	1:1
British Airways Club	Airline	1:1
Cathay Pacific	Airline	1:1
Emirates Skywards	Airline	1:1
Etihad Guest	Airline	1:1
Air France-KLM Flying Blue	Airline	1:1
Iberia Plus	Airline	1:1
Japan Airlines	Airline	1:1
Qatar Privilege Club	Airline	1:1
Southwest Rapid Rewards	Airline	1:1
TAP Miles&Go	Airline	1:1
Turkish Miles&Smiles	Airline	1:1
United MileagePlus	Airline	1:1
Virgin Atlantic Flying Club	Airline	1:1
Virgin Red	Airline	1:1
Accor Live Limitless	Hotel	3:2
Hilton Honors	Hotel	1:1
I Prefer Hotel Rewards	Hotel	1:2
IHG One Rewards	Hotel	1:1
Marriott Bonvoy	Hotel	1:1
World of Hyatt	Hotel	1:1
Wyndham Rewards	Hotel	1:1

Sources

• Bilt transfer partners — checked 2026-10-08
• Bilt Card — checked 2026-10-08

Before you transfer

• Transfers are one-way. Find and confirm award space first.
• Watch for transfer bonuses in The Daily Jolt.

All five bank programs side by side: transfer partner chart. Cards that earn these points: best travel credit cards.