PerkJolt
Chase Ultimate Rewards: How to Earn, Transfer and Use Them
Checked against official issuer pages on October 8, 2026. AI-assisted, reviewed by PerkJolt. See our AI policy and advertiser disclosure.
Chase Ultimate Rewards points are earned on Chase cards and can be used through Chase Travel or transferred to 14 airline and hotel programs. Transfers are where the best value usually is, but only some Chase cards can transfer.
Which cards can transfer
Only the Sapphire Preferred, Sapphire Reserve and Ink Business Preferred can transfer points to partners. Transfers are typically in 1,000-point increments, are final, and can take up to 7 business days. The name on your Chase account must match your loyalty account.
Transfer partners
| Partner | Type | Ratio |
|---|---|---|
| Aer Lingus AerClub | Airline | 1:1 |
| Air Canada Aeroplan | Airline | 1:1 |
| Air France-KLM Flying Blue | Airline | 1:1 |
| British Airways Club | Airline | 1:1 |
| Iberia Plus | Airline | 1:1 |
| JetBlue TrueBlue | Airline | 1:1 |
| Singapore KrisFlyer | Airline | 1:1 |
| Southwest Rapid Rewards | Airline | 1:1 |
| United MileagePlus | Airline | 1:1 |
| Virgin Atlantic Flying Club | Airline | 1:1 |
| IHG One Rewards | Hotel | 1:1 |
| Marriott Bonvoy | Hotel | 1:1 |
| World of Hyatt | Hotel | 4:3 |
| Wyndham Rewards | Hotel | 1:1 |
Hyatt is the one exception to 1:1: 1,000 Chase points become 750 Hyatt points. Why that matters.
Sources
- Chase: transfer credit card points — checked 2026-10-08
- Chase Sapphire Preferred — checked 2026-10-08
Before you transfer
- Transfers are one-way. Find and confirm award space first.
- Watch for transfer bonuses in The Daily Jolt.
All five bank programs side by side: transfer partner chart. Cards that earn these points: best travel credit cards.