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Chase Ultimate Rewards: transfer partner guide
Chase Ultimate Rewards transfers should be researched from the eligible rewards account you will use. Points visible across several Chase accounts do not by themselves establish the same transfer access or exchange terms for each account. Read Chase’s transfer guidance and the signed-in confirmation together. Keep direct travel booking, cash redemption, and a move into an airline or hotel currency separate in your comparison.
The World of Hyatt transfer rate depends on the Chase card used. Check the rate for the account from which you plan to transfer. Confirm the applicable exchange in your own account and calculate the receiving balance from that result. For an airline reward, remember that the program receiving the points may book flights operated by another airline; the transfer relationship and the flight operator answer different questions.
Before you submit, match the receiving loyalty account to the traveler and read Chase’s current requirements for eligible recipients. If a points-combining step is needed inside Chase, review that step independently. Do not assume a household relationship permits every transfer. Save the final confirmation so the sent and received currencies remain clear.
Test the redemption before the transfer
Search the receiving program for the dates, travelers, and cabin or room you actually need. Record both the required points and the cash charges. A transfer relationship does not create reward inventory, and a ratio does not tell you the cash value of the resulting balance. Compare the booking with an equivalent cash option, including the flexibility and extras you would realistically buy. If the trip needs a positioning flight or an extra hotel night, add that to the comparison.
Read the transfer confirmation in your own account. Check the receiving membership number, account-holder requirements, minimum transaction, increments, any fee, and processing estimate. Those details can depend on account eligibility and destination program. Avoid treating a transfer made by another traveler as a timing guarantee. If availability disappears while points are moving, you may need a different date or itinerary, so consider that possibility before sending your balance.
Understand the dated reference
Read ratios from left to right: source points sent, then destination points received. A larger receiving balance does not automatically mean a better redemption, because the currencies buy different things. Work backward from the award price to the source balance you would spend. Compare that cost with leaving the points in your account for another trip. The right choice depends on the booking you can make and the alternatives you would actually use.
After submitting a transfer, save the confirmation and check the receiving balance before attempting another transaction. Complete the travel reservation, verify the traveler names and dates, and retain the booking conditions. If the credited amount differs from the transfer confirmation, use the source program’s official support route and keep both records. A successful balance transfer and a confirmed travel booking are separate steps.
Transfer partners and ratios
These are dated rates for eligible U.S. accounts. Confirm the partner, ratio, fees and recipient rules in your account before transferring; promotional bonuses are excluded.
Chase: U.S. eligible rewards accounts; confirm your account terms before transferring.
| Partner | Ratio | Partner-specific conditions | Source / checked |
|---|---|---|---|
| Aer Lingus AerClub | 1:1 | — | Official reference · |
| Air Canada Aeroplan | 1:1 | — | Official reference · |
| British Airways Club | 1:1 | — | Official reference · |
| Air France-KLM Flying Blue | 1:1 | — | Official reference · |
| Iberia Club | 1:1 | — | Official reference · |
| JetBlue TrueBlue | 1:1 | — | Official reference · |
| Singapore KrisFlyer | 1:1 | — | Official reference · |
| Southwest Rapid Rewards | 1:1 | — | Official reference · |
| United MileagePlus | 1:1 | — | Official reference · |
| Virgin Atlantic Flying Club | 1:1 | — | Official reference · |
| World of Hyatt | 4:3 | Rate depends on the Chase card used. Confirm the applicable ratio in your account before transferring. | Official reference · |
| IHG One Rewards | 1:1 | — | Official reference · |
| Marriott Bonvoy | 1:1 | — | Official reference · |
| Wyndham Rewards | 1:1 | — | Official reference · |