Transfer Chase Points to Southwest Rapid Rewards

If your trip is a Southwest route, Chase points can go straight into Rapid Rewards. Here is what to know before you transfer.

Transfer ratio, time and fees

• Ratio: 1:1 (bank point : partner point).
• Transfer time: Transfers can take up to 7 business days.
• Minimums and increments: Typically 1,000-point increments.
• Fees: The chart lists no transfer fee for this partner.
• Who can transfer: Only Sapphire Preferred, Sapphire Reserve and Ink Business Preferred cardholders can transfer points.

Three sweet spots for Southwest Rapid Rewards

1. Low-fare domestic flights, since Rapid Rewards prices track the cash fare.
2. Trips where flexibility matters; check Southwest’s current change and cancellation rules before you book.
3. Routes served mostly by Southwest, where there are few good alternatives from other programs.

We describe these in general terms. Award prices change, and we quote a figure only when it comes from an official award chart.

What to know about Southwest Rapid Rewards

Southwest is a points-and-fare program rather than a chart-based one. That makes it easy to understand: check the cash fare, check the points price, and decide. Southwest also has its own rules on changes and cancellations, so read the current terms before you book an award.

Quick math

At 1:1, 10,000 points become 10,000 Southwest Rapid Rewards points.

Always check the final balance against what you expected, and keep a screenshot of your confirmation. Before you transfer, make sure the card holding your points is one of the three eligible cards, and remember that points can take up to 7 business days to arrive. Build that delay into your plan, especially if an award is about to sell out or a promotion is ending soon.

How to transfer, step by step

1. Confirm your card can transfer. Only Sapphire Preferred, Sapphire Reserve and Ink Business Preferred cardholders can transfer points.
2. Open your Southwest Rapid Rewards account (or create one) and make sure the name matches the name on your Ultimate Rewards account. Names on both accounts must match.
3. Search the Southwest Rapid Rewards site for the award you want and confirm space is available at a price that makes sense.
4. Chase Ultimate Rewards: sign in to your Chase account, open the Ultimate Rewards section, and choose the option to transfer points to travel partners.
5. Choose Southwest Rapid Rewards, enter your member number, and check it twice.
6. Enter the points amount (typically 1,000-point increments), review the ratio and any fee, and confirm. Transfers are one-way and final.
7. Once the points post, book the award right away.

Three mistakes to avoid

1. Transferring before you check space. Transfers are one-way and final, so confirm availability on Southwest Rapid Rewards first.
2. Expecting award charts. Southwest award prices follow the fare, so a cheap cash fare means a cheap points price and a pricey fare means the reverse.
3. Moving more than you need. Transfer what one booking requires. Points left in Southwest Rapid Rewards are harder to use than points that stay flexible in Ultimate Rewards.

FAQ

What is the Chase Ultimate Rewards to Southwest Rapid Rewards transfer ratio?
1:1, bank point to partner point.

How long does the transfer take?
Transfers can take up to 7 business days.

Is there a fee?
The chart lists no transfer fee for this partner.

Can I reverse the transfer?
No. Transfers are one-way and final, and the names on both accounts must match.

The PerkJolt take

Southwest is simple. Do not spend points when the cash fare is low, because award prices follow fares. See all transfer partners for other options.

Sources

• PerkJolt transfer partners chart, verified against the issuer’s official partner page — checked 2026-10-08
• Chase Ultimate Rewards (official site) — checked 2026-10-08